Should you use paypal reddit The Posts about PayPal's policies will be removed. Basically, if you can find a tiny bit of information about a person, you can chain off of that information via PayPal Micropayments would likely be your best bet, depending on tip size. Using it as a convenient way of paying for things is generally pretty flawless - you pay the seller, PayPal takes the money out of your associated bank account/credit card and that is that. You will lose 4% when you convert it from USD/ARS to JPY. PayPal's protections are better than most. Edit: I think it’s absolutely stupid that they make sellers pay out of pocket for shipping while your funds are being held by PayPal. You should allow for as many payment types as you can. Ko-fi is good alternative too, but be prepared to get some additional fees from paypal when your money from ko-fi arrive (3% I think?) Nope, never any issues. Please READ THE RULES before posting or your submission will be removed. Recently, they have gotten a lot stricter, their no-nsfw policy now a "you can't have nsfw associated with the email you use paypal for, even if you are not using paypal for nsfw" But so long as you are following the rules, such as not lying about your name or age and only doing content that paypal allows, you should be okay. 6. If your main concern is having a single account for online and payments in person via PayPal Here = go with PayPal. Taking into consideration that I run Pi-Hole + Unbound recursive DNS, no social media apps including Reddit recently, I refuse to use credit card details on websites that usually have poor to no security at all. I know it's possible to get PayPal Cash and/or PayPal Prepaid debit card, but Posts about PayPal's policies will be removed. Not only is it because you are making an income and therefore Paypal will require you to for tax reasons, but it also keeps you safe and anonymous when people donate, I use Paypal because it's widely supported by merchants online, has built in protections for your credit card (no giving out your credit card number for every transaction), and it also has its own refund structure to further protect you from botched transactions so you won't lose your money. Thank you. Has anyone has experience with using PayPal to do commissions? How was your experience, good or bad? Have you ever used Pay Pal Cash? Can it be trusted? And if you have never used PayPal, what other places you use to get paid for your Posts about PayPal's policies will be removed. If that bothers you, you can always create a business account. I started selling on ebay and they froze my account and had to provide proof of shipments and never did get all my money. Excuse my language but screw eBay and Paypal they won't back you up if your package never arrives. If you send it as a gift there are no fees, but you have zero protection as the buyer. I’ll do my best to explain what that “algorithm” is, though it’s been over 4 years since I worked there. I recommend you ignore the PayPal Fidelity transfer and either upload a check or link your bank savings account. Would love to hear thoughts and advices on what to do and use If you use PayPal you won't be protected & no discounts, guarantee nothing will apply as the transaction is outside Aliexpress. I’ve used PayPal for years. Don't wait for issues to Is the PayPal Savings account worth it? We examined a recent Reddit thread about the PayPal Savings account and how it compares to other high-yield savings accounts on the This guide covers all you need to know about PayPal’s pros and cons, to help you decide when to pick PayPal, and when to use an alternative service like Wise. They use predatory tactics to try and make money, but still have to operate within some legal boundaries. If someone wants to find you they can because fingerprinting and leaked info from the websites or social media sites you use. Using a personal account your real name will be visible, and chargebacks can still be filed for up to 6 months after the dono happened I have heard much much better experiences with SE. PayPal Once you do it you will be connected with a live customer service representative (typical waiting time is about 1 hour 20 minutes – 1 hour 50 minutes). At best you could argue that the card company or PayPal should take the hit on the payment for their lapse in And used for the same reasons legit people use PayPal. Thank you for submitting to r/PayPal, please make sure you have read the FAQ. You can use both of them, so that if theres a problem with payment you can offer a 2nd payment option. So PayPal itself you want on your site but you can also have PayPal as a credit card payment processor as an alternative to Shop Pay. If your account was created when you were If you are Affiliate and are setting up your payout information to get paid via Twitch itself for things like subs and bits, you can generally use any bank you want. This is because I'd personally like to separate potential stream income from my regular PayPal account and because my main PayPal account uses my personal email, based on my real name. You should only be redirected to Paypal to sign in to pay, then back to Macy's to finish checking out. It's just a payment method, you're still checking out with Macy's. There’s a lot more satisfied PayPal users than angry ones, they just don’t leave feedback. On the rare occasion malicious streamers have doxed their donators, It isn't common though. I have found PayPal Here is a great solution for markets - but PayPal can be an expensive, exhausting company to deal with. Same with Costco. I'm 90% sure it'll still work. When you use your bank account as a payment method, you are allowing PayPal to initiate a transfer from your bank account to the recipient. I would stick with any service that includes one or more of either Paypal, Google Pay, Apple Pay and if possible Samsung Pay. If you want to give the seller benefit of the doubt they could be saying to pay on eBay using PayPal, I think something about that means the seller gets the funds quicker. Figures were 259+85 =344 + 65$ shipping and around 30 extra. PayPal enables you to make purchases without having to put your info each time. Had a streamer tip me that was using their personal email on KoFi even though they were using business paypal. You don't. Simple as that. But that's only a small problem. If not, I have used gyft. Would you rather deal with your lawyer or the judge? I only pay with card on eBay now. I use a separate email for my PayPal business account. The claim process just isn’t as efficient yet. 5% foreign transaction fee, or a $2. If you do not have an established business you can only set up a personal PayPal account. Paypal might be stechy and not transparent all the time, but personally I have used pay-in-4 over 30 times for all sorts of purchases with no issues whatsoever. I would avoid any shipped items that would ask you to pay thru other paying platform. All these shitty policies about not being able to transfer BTC off seem to be phasing out. Reddit should NOT be where you ask for this Only 1 Place that will tell you the absolute Truth And that is You should normally be able to pay with PayPal through the site. If you have and actively use the PayPal debit card then PayPal payout is the way to go since you have instant access to the money. I suggest you Google and read up on their respective protection policies for details. PayPal worked for some clients but getting the money is a hassle, even though I have a Davivienda savings account and there is a specific site about using PayPal with Davivienda. The most common answer is to telephone PayPal support. They should atleast give you the shipping cost money so you can fulfill orders. This board is not an I use paypal invoices all the time! For what goes on it, it super depends on what you're selling. Really depends on where you want to save/spend your money. Whenever sending money, always make sure to choose personal rather than for fees and services - unless you are running a business of course. The current reasoning for this is someone can use Paypal with a hacked account, pay for goods, and you loose when Paypal takes the money back because it was a scam. For example, let's say you use a disposable card number to make an online reservation for a rental car or hotel room. So if you plan to use paypal - the only advice we can say, don't. If I used paypal it would add an additional 1-2 days before I see it in my bank. As long as you go in thinking that way, everything you get is gravy! Offer 2 options for payment, PayPal (captures older users/most users) and something else, for convenience, you don't have to do more than that. So I’m debating making a purchase with affirm but it would require me to use PayPal. I am a bot, and this action was performed They do have a dispute process, and I have successfully used it in the past. 99%+9 cents, over that and they use 3. If you are keeping bitcoin on an exchange or PayPal, that bitcoin does not belong to you; in this case it belongs to PayPal because Paypal has the keys to the bitcoin that you have paid for using your fiat money. pay As a first time user on PayPal you are expected to demonstrate good business standing and one of the metrics is the number of chargebacks. Paying with debt card your bank will back you, unlike Paypal who plays a middleman. So next time you buy something in a different currency through PayPal, make sure you don't let them do the conversion for you. I personally use Paypal 99% of the time because I cba to take out my CC and write down all the info every time I buy something. com serves over 80 million customers today, with the world’s fastest growing crypto app, along with the Crypto. But after 2018, they discontinued this. No more complaining about PayPal policy and their taking funds from your account for violations of rules. If you have a no FX fee card or a card where the cashback is greater than the FX fee, then the credit card rate is no brainer. A quality CC may be better in some Using Paypal is fine as long as you understand how to mitigate the problems. 9% cut that PayPal takes. Personally, I wouldn't get PayPal anywhere near AliExpress. The reason paypal is unsafe to use as a buyer, is that since you ARE the true owner of your paypal account, you will have authorized the transaction, and when you either never hear back from the other person, or if you go the address and no one is there, you get no refund because paypal provides NO protection for items you pick up locally. Use what seems convenient for you. It's gift cards that cause most of the payment problems on AliExpress; credit cards give you AliExpress' standard Buyer Protection and the fallback of a chargeback in an emergency (you spent more money that you were prepared to lose and you got screwed-over). A thorough investigation by the credit card company or PayPal should prevent the first scenario happening, but not the second. 0% fee to 420 was 12. If you don't register your business name and just make up a name, then paypal will at some point block you from receiving funds and ban you for fraud. Should you decide to open a PayPal Savings account Doesn't seem like any of the previous posts explained much. Regarding the fees on Paypal, I suggest pricing your art so it covers the fees, use this calculator for help with that. You could also run into a snag if a merchant requires verification of your account information. If your account was created when you were However at this time such a call may be frutile, though you can keep trying. After my experience working with eBay, I'd never become a seller on it. The last thing you want is customer friction at checkout. You cannot attach your cards/bank, all names must match. I know a processor like Stripe accepts two of those. We examined a recent Reddit thread about the PayPal Savings account and how it compares to other high-yield savings accounts on the market. Infact using PayPal Key, I can get a virtual card if needed! - Reasonably decent credit line from PayPal - deferred/ delayed payment (Pay in 4) — Yep, it’s an online wallet and you do get extra layer of protection if you pay with linked credit card through PayPal. Per DoC: Multiple data points I’ve seen indicate that when Paypal Key charges your card they generally carry over the category and method of charge exactly how it would be had you used the card directly. You have to do some research to know if your credit card had better or worse dispute processes compared to PayPal. Payout to bank takes a little longer to clear, at least from my experience No, never use it. But these posts are often political or misleading. So, over the past two years or so, I've been selling some of the stuff I've accumulated and no longer need on eBay and some on Reddit. K, good to know. OP, you can use your credit card to make purchases without adding it to your account. The down side of doing this is that in some cases PayPal will simply make your account negative and require you to pay that debt back, and that PayPal may decide to ban you for breaking the rules. Support there is unresponsive, slow and just ignores you. I heard i can create a business account with a pen name. So, I use PayPal, directly connected to my bank account, to pay anywhere that accepts PayPal and to send and receive money from my friends. Paypal's conversion turned the original 403 to 420 then my bank's 3. I am a bot, and this action was performed Ultimately the bigger your clients are, they should be doing direct deposit Not sure what country you're from or anything else just saying you should eventually get to the point where you don't have to use a service that charges to get your money. Bitcoin has no accounts, has no $$, and has no KYC. I switched to Venmo and Etsy. It’s a beast of a fee at $450 a year, but they give you $300 back a year for travel related purchases and the points are basically worth 4. I don’t know if this is only because the only way to pay for progressive using Amex is PayPal, or if it is just coincidence. If PayPal thinks your account is still a risk after reviewing your submitted information, they could permanently limit your account, saying you can no longer use PayPal anymore and have to wait 180 days to withdrawal the money because you are are either 1) a potential risk 2) an excessive risk 3) use inconsistent with user agreement 4) suspicious activity 5) violated Acceptable Use Crypto. PayPal is extraordinarily buyer friendly, but as the seller your exposure is so much greater. Do you shop excessively at Target? Get their card. Stay in Ebay and collect all payments through Ebay so you are protected from a sour deal/scam. I used it for years. I don't know what to think about this. Hope this was helpful. 49%+49 cents) and you don’t have to mess with it in Bricklink anymore. keep in mind, if you jump to paypal or CC dispute immediately, you can't do any dispute with the company before it (paypal dispute Since you posted in r/privacyguides, you should be aware that PayPal shares a lot of user data with third party companies. What's so special about the PayPal card? Do you travel? Get one with points redeemable towards travel. They are super anti sw and if they even catch a whiff of you doing it they will lock your account with the money in it for 6 months while they do an “investigation”. I can see your real first and last name. Linked accounts at the same bank help to make it easy to manage. I charge a flat fee per piece, and list each thing in the order by item on its' own line. If your account was created when you were It’s pretty much the top dog of online payment, so it’s as safe as it gets. you’ll get grocery bonus points on a Grocery purchase and you’ll trigger a Chase Offer if you use it at a merchant with a Chase Offer. Paypal you can get a business debit card for and it has alot of protection as well. Using a debit card, you're probably going to have foreign transaction fees. Here you don't need a registered biz name if you are using only your actual name with no other extra words. Although I've had an eBay and PayPal account since 2013, only recently did they require a Social Security If you are now over 18 you may create a new account and transfer the funds to your new account. Money transfers. Besides tax (which you would pay everywhere) using PayPal costs the same for you, I believe it is against their TOS to charge more for using them (this is pretty common with payment processors). Get whatever you qualify for, but most importantly, pay it off on time. You get PayPal dispute right as well as credit card chargeback rights. Update 2 Thank you players and thank you Reddit Paypal has contacted us themselves and situation is being resolved. There is only a charge when you use paypal for online sales. Ever. This includes but is not limited to Shopify Payments, PayPal, Amazon Pay, Apple Pay, and Klarna. Simply put it is a scam. With KoFi you will see the email on their KoFi account inside your KoFi tips in addition to seeing their paypal email as usual. Being successful is no indicator for security in any way. Or You should, yes. Paypal. So you assume all the risk, if the seller ends up being a scammer, you are fucked. It will make tax handling easier until you're big enough to hire someone to handle it for you. So as uncomfortable with the transaction as I was, I decided to go through with it because I didn't want to be out $60. Paypal, but I hate it :/ Fiverr works fine with it though, because they are tied up with paypal so its cheaper or something cuz PayPal won't take a cut, but the conversion rates are horrible! As a streamer myself, the account you use to pay through is irrelevant to me. - This company is owned by eBay. If you don't want to lose money, don't leave funds in your PayPal account. I've been using them since very early 2000s and never had more than a few missing package claims opened. Recently, I discovered that PayPal has a debit card that you can receive that acts as an actual MasterCard connected to your PayPal account. For TIPS (they are not donations as you are not a charity, they are tips), you can choose to use Paypal (you should set up a business account to protect personal information) or Please ignore comments saying to use paypal anyway unless you are confident that A) your customers won't rat you out either accidentally or purposefully, and B) the email and name you use on paypal cannot be traced to a NSFW account. It was on my 6th order that I began to notice that my orders seemed unusually cheap. The time of day you call Paying with a credit card or PayPal generates similar fees and protections, and can even earn similar rewards. Paypal do offer buyer protection for their own, but it is also known to have horrible support compared to offerup shipping. 1. I've read a lot somewhere that using invoices is the preferred action but using the paypal. If you use paypal often, might be useful to just have it sent there and use it for various purchases via paypal. So that “algorithm” they told you, is what someone used to tell us to say as a way to deescalate the situation. A dispute may end up getting your money back in the short term, but I'd caution you against relying on that as a safety net. In this PDF you should state that: Something else that makes Paypal attractive (to sellers) is the fee structure of PayPal vs. I am a bot, and this action was performed automatically. If you use a card with PayPal with conversion turned off, it's very close to just using the card itself. and you not longer have the item either. Then they will also charge a percentage for the transfer between Paypal accounts. Read the fine print on that page, if it doesn't give you an option, it will say if it will use your account balance before charging your bank/credit card. Get the Reddit app Scan this QR code to download the app now. PayPal dispute shows you step by step the responses, and helps you get the info needed. #GotItOnStockX Unofficial Reddit community for all things StockX related. While you may never use the Invoicing feature PayPal offers, be aware THEY take a fee for business transactions you initiate. Also make sure you have MFA enabled for your PayPal account. The damage is done when the stolen card was used, and the money should be sent back to the original owner. And, remove the money from that account so it cannot be taken away in a paypal scam. You also have to consider extra features like what I mentioned before. I'm not sure I've ever paid with Paypal while Say you want to transfer the money from Paypal to your bank account in Japan. If However at this time such a call may be frutile, though you can keep trying. Business PayPal doesn't operate much different than normal PayPal from what I remember (been using business for a while so I don't remember specifics). Don't click blindly through the sales process. Definitely use a business PayPal! Instead of getting sent receipts that include your name, personal email, and sometimes even phone number, they'll get a receipt that just says your business name (probably your username, unless you have another business name to put). If your account was created when you were You could not be more wrong. You’re still protected with depop payments through the app. Typically you shouldn't expect to make a living if you are doing this, but in theory you could. Never managed to make it work. As an official Fidelity customer care channel, our community is the best way to get help on Reddit with your questions about investing with Fidelity – directly from Fidelity Associates. If you want to have the best experience with used market,you should’ve done it thru ebay not offerup. If your account was created when you were A big thing is it will also depend on what you use PayPal for. I’ve never used PayPal or eBay again. We strongly suggest if you choose to use a VPN that you also enable two-factor authentication on your account. A lot of people are saying no but I think it should work occasionally for this reason: unlike my chase sapphire, the PayPal transaction codes my Amex plat as if it charged directly to the merchant site. g. So no more posts on this subject! Thank you for submitting to r/PayPal, please make sure you have read the FAQ. I've had no issues using PayPal to pay for things. Sellers can get scammed by buyers with PayPal because they often side with buyers really easily but mostly buyers will say depop payments over pay pal because the payout time could be longer if they haven’t figured out how to verify and get the funds from their account. With PayPal, it depends how you use it - if you get it to convert, you'll get ~4-5% conversion fees, which is baked into their conversion rate. Congrats on even having those clients, it's phone dry over here. You can change your Paypal account to a business one, so that when you make transactions, your full name won't be shown. PayPal as a cc payment processor can suck for the same reasons Shop Pay can suck. If you charge something like $6k or more a year, Chase Sapphire Reserve might be worth it (if you’re in the US). Same with Robinhood. On the website/app they will have options to send money to another PayPal account, or you can use PayPal to request money from their PayPal account Alternatively, you can send a PayPal invoice, which allows you to set the amount of money they pay (instead of just trusting that they’ll send the proper amount), and they can still add a tip to You can use PayPal to buy amazon gift cards now, but I think you have to do it through PayPal, not through amazon. When you dispute a transaction, PayPal determines, in its sole discretion, whether your claim qualifies for . It's important to follow their rules, don't use "friends and family" transactions to avoid the fees, don't use any keywords that relate to drugs/sex/weapons and might be caught by the prohibited items filter, and don't leave money sitting in paypal. So if you buy something, and it never turns up, you can open a dispute with paypal, and usually recover you money. just link its funding to your bank account. So if that is true, it’s not as bad as it used to be. We do not prohibit the use of a VPN per se, but VPN use often triggers our automated high-risk login protocols which lead to temporary account restrictions. If you talk to PayPal they can set up “dynamic micropayments” which basically means they use whatever fee structure costs you less (up to $20 or so they do 4. Assuming you have a US paypal account: You can use the paypal debit card, but it has a 2. the chargebacks are incredibly easy to do on PayPal (although you can fight the chargeback with proof if you did it online). This way there is a responsible adult taking care of the account. I am going to start using Google Pay instead of PayPal because twice now I have purchased something with PayPal and had the seller send me some variant of a message complaining about not knowing how PayPal works I don’t use PayPal, but according to a press release since June 2022 or so, you can now transfer Bitcoin off PayPal to a cold h/w wallet. Personally I would never, but it happens. Try contacting PayPal support using social media such as Facebook or Twitter as this works more often than telephoning. Reply reply More replies More replies Top 1% Rank by size The concerns you raise about PayPal are still absolutely valid. PayPal limits password length to 20 characters (I think, exact number might be different) for no reason and enforces SMS for 2FA (you can add TOTP though, but that results in three factors and a lot of hassle which most people do not want, so they will Personally i look at Paypal for Business and it has anything a sole trader should need. S. it used to be what I used in when I was in my late teens early 20's Personally I would just try and get an AMEX if your able and use it for all spending and set it to pay off every month (dont spend above your means or Posts about PayPal's policies will be removed. Reddit's home for tax geeks and taxpayers! News, discussion, policy, and law relating to any tax - U. You could create a new Paypal account with a Japanese address, then transfer the money there, then transfer it to Japan. Point is, there's a shit ton of available cards, many that are $0 annual fees. The good news, Paypal will likely refund you But these unauthorised, shady sites. " Two of these options are "Individual" and "Sole Proprietorship. For the most part it would be this: Have something else available for CC payments. But I But when you use that, you get paypal protection. com in the past to buy amazon cards with PayPal and it works great for me. We recommend using r/SpaceX with Old Reddit. Paypal is free to send money from US paypal account to another US paypal account. Among other things, you have 30 days of money back protection from eBay for item not as described, you get 180 days protection from PayPal. I resell skins through paypal often, its safe when you know how to use it Use only friends and family Send skins after 72 hours (working days) atleast after receiving payment (f&f is refundable but only through bank and that is possible only few hours - max 3 days after payment) Dont sell on weekends, easier to refund f&f Please use the dedicated megathreads if you wish to share your business or ask about pricing your work. So PayPal in their infinite wisdom decided that they will "hold" any funds you receive for 7-180 days (21 days is the most common duration) and will only release them if you have no disputes on the Hello, I want to start using paypal to buy things but i dont want my real name to be seen by the people im buying from. If you use a personal and not a business account on PayPal then yes. Am I able to addd affirms digital card to PayPal to make the Really depends on your credit card. Join our Discord server to chat with members in real-time. SE Pay's fee structure is generally better for small payments, and PayPal's is better for big ones. You’ll never be able to get that money out and you’ll never be able to use PayPal again. Also because I've never used PayPal before- when you pay tax do you just report the net profit income from PayPal yourself? I think I've heard that they send you 1099 if you make more than $20K, but I don't think my profit will Online purchases can be risky. com is the best place to buy, sell, and pay with crypto. The PayPal transfer option is a sorry mess. Sister subreddit to r/ArtistLounge where you can discuss general art technique, life as an artist and art culture. Cheers. com Visa Card — the world’s most widely available crypto card, You can use PayPal to transfer money into your eligible Fidelity accounts. If you are using it to receive money, then that is where more problems seem to occur. PayPal does get to use their own discretion when deciding if your claim is legitimate. 5% when used in the right categories, which now include groceries and dining due to Covid. If you do add it to your account, be sure to remove it as soon as you are done. Have a great year. If you are the buyer, there is a (perhaps small) chance you can charge back through your funding source if you funded using a card or bank account. If you live in the US, PayPal currency conversion ends up costing you more if you were to let your bank handle it but if your credit/debit card doesn't have a "no foreign stransaction fee" then the bank charges you a foreign That way you determine what is in that account should paypal 'illegally' access it. EVERY complaint you make is due to a fiat licensee using fiat currency in a way that you didn't like. If you are currently living in PH then use the Union Bank service. No one here can fix that or offer solutions. I did not agree with their rules of holding peoples money. Especially if you are not located in United states. A community to discuss online money-making opportunities in the UK. Please contact the moderators of this subreddit if you have any questions or concerns. Been freelancing with UpWork for a year. However at this time such a call may be frutile, though you can keep trying. Our goal is to help Redditors get answers to questions about Fidelity products It isn't a question of semantics, but rather one of ownership. Few payment platforms have ANY at all against getting scammed, as opposed to Unauthorised transactions. I've heard way worse stories and it's been going on for over a decade now. Reply reply SaxManDan01 Otherwise, if you pay PayPal, it automatically takes from your checking. It took me until my 6th order with W+ to realize that tips disappear when you choose PayPal as the payment method. If you want you can ask for clarification and then choose what to do after that. Generally, it is safer to pay using You can use PayPal exactly as you would with any other payment platform, including for online shopping, paying your bills, or even sending money to your friends and family. CC they want to mail you a new card, don't tell you much, and you plead your case without being able to share supporting evidence The problem is, with PayPal's recent changes, if you want to refund a customer a Goods and Services transaction, you have to pay the 2. The fees are the same whether you receive a Goods & Services payment to a personal or business account. Normally, your credit card will have a much lower (2% or less) FX fee, so you should use that instead. ) I am aware that in the past (prior to 2018), PayPal used to have a function where one can use their phone number and pin to pay in-store. If you are not yet 18, you can have PayPal send your funds to you. I have it setup as a direct deposit. PayPal was never a "banking solution", it's used to make transactions and it has limitations However at this time such a call may be frutile, though you can keep trying. Perhaps another site where you used a completely unique username you thought was safe was associated with an IP address that was linked to your real name, and on that site you have information such as street address, credit cards, etc. E. But since you are buying in yen currency you have two options when handling the conversion currency your bank vs PayPal. As another commenter mentioned, SE Pay accepts credit cards, but most people likely already have a PayPal acct set up. If you have a standard card, you can use the Visa or MasterCard currency converter to see which one offers a better rate when compared to PayPal's exchange rate. Users are also able to use PayPal in-store by loading their digital wallet and choosing PayPal at checkout. Pros: Seller doesn't get your credit card information. Even if you didn't use PayPal on that, all card payments are processed on PayPal so a customer could open a 30 day claim via eBay or 180 day on PP. Do NOT explicitly ask your clients to pay extra for the fees, since that can get your account is trouble. Visa and other card companies charge 3-4% of each transaction as a fee, but more importantly in this context, they have a minimum transaction fee of like a dollar- meaning that it is not cost effective for a seller to accept a $5 purchase via credit card payment. credit cards. Then it sends you a code and you can redeem it on amazon. If your account was created when you were younger than 18, then that is covered in the FAQ! Try contacting PayPal support using social media such as Facebook or Twitter as this works more often than telephoning. The only hassle is that a few months ago they took away the ability to receive friends & family payments on business accounts, so if you sometimes use PP for personal reasons you'll need a separate one to continue using that feature. They used to be an incredible company. 50 international ATM withdraw fee. The best choice for you ultimately depends on which option is Paypal, being a major financial institution, presumably has better safeguards against a data breach compared to many online merchants. Please note that with the current CoVid-19 crisis that support is very limited at PayPal. Maybe there is a r/PayPal where you can register your complaints, but this reddit is about Bitcoin. How often do you read the privacy policies on the products you use? You technically have to report income on the first dollar, you just don't include it in a 1099 form,but you still have to report it even if you don't meet the threshold to actually get taxed on it. I highly recommend using virtual credit card numbers if you have that available. If you want to save on fees and get good customer service, look at other options for your online sales. Weeks went by playing message tag (PayPal doesn't offer phone customer support for bank links), no resolution, and they closed my support ticket with my money still in PayPal. I had a $5,000 transaction from 4 months prior, that the customer liked so much that they reordered, reversed on me without warning due to them "not remembering making the purchase". In this subreddit we gather and focus on all the opportunities that exist around the world to earn some money online. The reason payment processors you’ve never heard of have 4 to 5 stars is because you’ve never heard of them. Plus if you dont have all the money for something this is another option. I However at this time such a call may be frutile, though you can keep trying. People who donate will see the business name, however it is extremely easy to find out people's real identities online. But that said, i don't use it right now myself so i get why you're looking around. If you don't like the rules don't use PayPal. If you’re a business owner, you can also implement Cashapp and venmo apparently are very used in the US , might be a good option if you live there! :) although you cant use it internationally Im not from the us so i couldnt use either of them, i either had to use paypal or stripe. It's wildly accepted, in fact, some websites only use Paypal. " For the Proof of Business section it should ask you to upload a PDF document. Account will be reopened in the near future, but if you have issues with an item from an ebay seller, always go through ebay first, then paypal (if you used paypal) if ebay results are not favorable, and credit card chargeback if the paypal outcome isnt favorable. PayPal is available for individuals and businesses. You'll obviously need to use your real name on that account as the account holder for legal reasons but buying commissions, exclusive stream equipment (non valid if you don't use it for streams) use the business account. The largest subreddit is /r/beermoney and is great if you are an American redditor. When you show up, the And better protections, can always dispute with PayPal if I can't refund, instead of my CC. I think you will run into problems It asks for tipper to supply email and paypal, and they can do as guest or make KoFi account. Customers demand that capability. and International, Federal, State, or local. Hi! you can use paypal business account and adjust which info will be visible in your invoice. You can set business name as your artist name and all other information just hide. If you dispute a charge and that results in PayPal being "out" the money, they'll likely reflect that on your account with a negative balance, and if the negative balance isn't resolved within a relatively short timeframe PayPal will send you to collections. They just aren’t big enough for problems to be aggregate. So you use PayPal to send money to a family member. I used to make sure I added a tip when placing an order and then selected PayPal for payment. If you have not done so, Read our FAQ! which answers most questions. Hi! I just recently started taking in commissions and wanted to use paypal. Note: generally there are no exceptions to the under 18 policy, it is based on legal requirements (if you are under 18, you cannot be bound to a contract. I used Paypal which was probably not a good idea since apparently their conversion rates paired with your bank's fee will always be more than using your card directly, BUT WTF. For context: when you have a Business account, you have 6 options for the "business type. There are both pros and cons to using Paypal. me option seems much easier. You get into trouble using PayPal to accept payment for things. If it is that they are You need a registered business name to use a business paypal account. "If you are under 18, then the only way to have a PayPal account is to have your parent(s)/guardian(s) open an account in their name (with their cards/bank linked) that they allow you to use. Crypto. Mainly because since this is a contract the employer could just ghost you after you're done and charge back the money they sent. I'd withdraw the max daily limit from the ATM each day once you get there ($400 so about ¥50,000 at current rates), and pay for everything in cash. r/ATT stands with the Reddit community in protest of the If you don't like the rules don't use PayPal. It definitely should be free to add our own money to use! Since I can't even link any of my accounts manually to use an ACH transfer I shouldn't have to pay fees to use a debit card or PayPal just to add money! I wish they would make it easier to link a bank account, I would never use Plaid and manually linking does not work! I feel terrible now.
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